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American travelers are bound for Europe this summer, based on travel insurance data for June, July and August trips, and their trips are more expensive than in years past.

Travelers are spending about 7% more on summer trips than last year and nearly 27% more than in 2021, according to Squaremouth, a travel insurance comparison site.  

We looked at more than 6,600 insured summer trips, covering nearly 15,000 U.S. travelers, to discover each state’s most popular summer travel destination and how much travelers are spending to get there. 

European summer travel is in demand 

Domestic trips only make up 15% of insured summer travel among Americans, but for those planning trips outside the country, Italy, the U.K. and France top the list. Trips to Europe this summer account for 43% of all travel insurance sales. 

Nervous about summer travel disruptions? Travel insurance for trips to Europe

The most popular summer travel destinations in each state

Californians are traveling to Italy this summer, Iowans are flying to Norway and Hawaiians are headed to Japan. 

Here are the most popular international summer travel destinations for each state, based on travel insurance purchases, as well as the average international trip cost and the most expensive trip insured. 

Alabama

  • Most popular international destinations (in order):
    • Bahamas
    • Italy
    • U.K.
  • Average trip cost: $4,248.
  • Most expensive trip insured: $15,000 to Canada.

Alaska

  • Most popular international destinations (in order):
    • Germany
    • Spain
    • Peru
  • Average trip cost: $5,783.
  • Most expensive trips insured: $9,000 to Iceland and Peru.

Arizona

  • Most popular international destinations (in order):
  • Average trip cost: $7,372.
  • Most expensive trip insured: $29,990 to Austria.

Arkansas

  • Most popular international destinations (in order):
    • Mexico
    • U.K.
    • Bahamas
  • Average trip cost: $6,660. 
  • Most expensive trip insured: $22,000 to the U.K.

California

  • Most popular international destinations (in order):
    • Italy
    • U.K.
    • France
  • Average trip cost: $6,677.
  • Most expensive trip insured: $35,000 to Zimbabwe.

Colorado

  • Most popular international destinations (in order):
    • France
    • Italy
    • Mexico
  • Average trip cost: $7,291.
  • Most expensive trip insured: $75,000 to the Bahamas.

Connecticut

  • Most popular international destinations (in order):
    • Italy
    • U.K.
    • France
  • Average trip cost: $9,216.
  • Most expensive trip insured: $119,000 to Botswana (this is also the most expensive trip insured in all 50 states).

Delaware

  • Most popular international destinations (in order):
    • Italy
    • Bahamas
    • Japan
  • Average trip cost: $6,279.
  • Most expensive trip insured: $15,000 to Canada.

Florida

  • Most popular international destinations (in order):
    • Italy
    • U.K.
    • Spain
  • Average trip cost: $6,994.
  • Most expensive trip insured: $75,000 to St. Barts.

Georgia

  • Most popular international destinations (in order):
    • U.K.
    • Spain
    • Costa Rica
  • Average trip cost: $6,204.
  • Most expensive trip insured: $60,000 to Zimbabwe.

Hawaii

  • Most popular international destinations (in order):
    • Japan
    • French Polynesia
    • Canada
  • Average trip cost: $5,754.
  • Most expensive trip insured: $20,000 to Botswana.

Idaho

  • Most popular international destinations (in order):
    • Italy
    • Israel
    • Japan
  • Average trip cost: $9,457.
  • Most expensive trip insured: $75,000 to Tanzania.

Illinois

  • Most popular international destinations (in order):
    • Italy
    • U.K.
    • France
  • Average trip cost: $7,472.
  • Most expensive trip insured: $68,605 to the United Arab Emirates.

Indiana

  • Most popular international destinations (in order):
    • Italy
    • Ireland
    • U.K.
  • Average trip cost: $8,133.
  • Most expensive trip insured: $46,000 to Fiji.

Iowa

  • Most popular international destinations (in order):
    • Norway
    • Canada
    • U.K.
  • Average trip cost: $5,708.
  • Most expensive trip insured: $17,500 to Switzerland.

Kansas

  • Most popular international destinations (in order):
    • Italy
    • U.K.
    • Mexico
  • Average trip cost: $6,196.
  • Most expensive trip insured: $16,484 to Spain.

Kentucky

  • Most popular international destinations (in order):
    • U.K.
    • Jamaica 
    • Iceland
  • Average trip cost: $7,657.
  • Most expensive trip(s) insured: $30,000 to Portugal and Turks and Caicos.

Louisiana

  • Most popular international destinations (in order):
    • Mexico
    • U.K.
    • Greece
  • Average trip cost: $6,834.
  • Most expensive trip insured: $23,176 to Italy.

Maine

  • Most popular international destinations (in order):
    • France
    • Germany
    • Ireland
    • Italy
  • Average trip cost: $8,830.
  • Most expensive trip insured: $40,000 to the U.K.

Maryland

  • Most popular international destinations (in order):
    • U.K.
    • Italy
    • Mexico
  • Average trip cost: $6,894.
  • Most expensive trip insured: $20,644 to Portugal.

Massachusetts

  • Most popular international destinations (in order):
  • Average trip cost: $5,204.
  • Most expensive trip insured: $21,000 to Saint Martin.

Michigan

  • Most popular international destinations (in order):
    • Italy
    • U.K.
    • Israel
  • Average trip cost: $6,376.
  • Most expensive trip insured: $16,747 to Iceland.

Minnesota

  • Most popular international destinations (in order):
    • Italy
    • France
    • Ireland
  • Average trip cost: $7,435.
  • Most expensive trip insured: $30,000 to New Zealand.

Mississippi

  • Most popular international destinations (in order):
    • Canada
    • Czech Republic
    • Germany
  • Average trip cost: $5,186.
  • Most expensive trip insured: $16,500 to Norway.

Missouri

  • Most popular international destinations (in order):
    • Italy
    • Canada
    • Germany
  • Average trip cost: $10,508.
  • Most expensive trip insured: $100,000 to Switzerland.

Montana

  • Most popular international destinations (in order):
    • Ireland
    • Italy
    • Mexico
  • Average trip cost: $4,509.
  • Most expensive trip insured: $15,620 to Australia.

Nebraska

  • Most popular international destinations (in order):
    • Bahamas
    • Turks and Caicos
    • Switzerland
  • Average trip cost: $5,044.
  • Most expensive trip insured: $11,335 to Turks and Caicos.

Nevada

  • Most popular international destinations (in order):
    • Italy
    • U.K.
    • Canada
    • Germany
  • Average trip cost: $5,532.
  • Most expensive trip insured: $25,000 to Scotland.

New Hampshire

  • Most popular international destinations (in order):
    • U.K.
    • Germany
    • Ireland
  • Average trip cost: $6,169.
  • Most expensive trip insured: $14,107 to Botswana.

New Jersey

  • Most popular international destinations (in order):
    • Italy
    • U.K.
    • Spain
  • Average trip cost: $5,475.
  • Most expensive trip insured: $20,000 to Tanzania.

New Mexico

  • Most popular international destinations (in order):
    • U.K.
    • Italy
    • Canada
  • Average trip cost: $7,595.
  • Most expensive trip insured: $28,000 to Germany.

New York

  • Most popular international destinations (in order):
    • Italy
    • France
    • U.K.
  • Average trip cost: $6,168.
  • Most expensive trip insured: $48,715 to Ecuador.

North Carolina

  • Most popular international destinations (in order):
    • U.K.
    • Italy
    • Canada
  • Average trip cost: $8,285.
  • Most expensive trip insured: $25,000 to Turks and Caicos.

North Dakota

  • Insufficient data.

Ohio

  • Most popular international destinations (in order):
    • U.K.
    • Spain
    • Italy
  • Average trip cost: $7,413.
  • Most expensive trip insured: $51,076 to South Africa.

Oklahoma

  • Most popular international destinations (in order):
    • Mexico
    • Israel
    • France
  • Average trip cost: $7,062.
  • Most expensive trip insured: $20,000 to New Zealand.

Oregon

  • Most popular international destinations (in order):
    • Italy
    • Mexico
    • Canada
  • Average trip cost: $6,786.
  • Most expensive trip insured: $26,500 to Kenya.

Pennsylvania

  • Most popular international destinations (in order):
    • Italy
    • Spain
    • Mexico
  • Average trip cost: $7,199.
  • Most expensive trip insured: $40,000 to Uganda.

Rhode Island

  • Most popular international destinations (in order):
    • Mexico
    • Spain
    • Italy
    • Portugal
  • Average trip cost: $9,195.
  • Most expensive trip insured: $25,000 to Italy.

South Carolina

  • Most popular international destinations (in order):
    • Italy
    • Thailand
    • U.K.
  • Average trip cost: $7,089.
  • Most expensive trip insured: $28,000 to Tanzania.

South Dakota

  • Insufficient data.

Tennessee

  • Most popular international destinations (in order):
    • Italy
    • U.K.
    • Dominican Republic
  • Average trip cost: $5,698.
  • Most expensive trip insured: $30,000 to Tanzania.

Texas

  • Most popular international destinations (in order):
    • Mexico
    • U.K.
    • Italy
  • Average trip cost: $6,987.
  • Most expensive trip insured: $31,750 to Tanzania.

Utah

  • Most popular international destinations (in order):
    • Mexico
    • Costa Rica
    • Italy
  • Average trip cost: $5,615.
  • Most expensive trip insured: $25,940 to the U.S. Virgin Islands.

Vermont

  • Most popular international destinations (in order):
    • Czech Republic
    • U.K.
    • Spain
  • Average trip cost: $3,672.
  • Most expensive trip insured: $8,600 to Jamaica.

Virginia

  • Most popular international destinations (in order):
    • U.K.
    • Canada
    • Italy
  • Average trip cost: $7,079.
  • Most expensive trip insured: $20,000 to Norway.

Washington

  • Most popular international destinations (in order):
    • Italy
    • U.K.
    • Mexico
  • Average trip cost: $6,671.
  • Most expensive trip insured: $43,668 to Tanzania.

Washington, D.C.

  • Most popular international destinations (in order):
    • France
    • Germany
    • Italy
  • Average trip cost: $6,068.
  • Most expensive trip insured: $25,000 to New Zealand.

West Virginia

  • Most popular international destinations (in order):
    • U.K.
    • Italy
    • Mexico
  • Average trip cost: $4,074.
  • Most expensive trip insured: $14,833 to Italy.

Wisconsin

  • Most popular international destinations (in order):
    • Germany
    • U.K.
    • Italy
  • Average trip cost: $5,337.
  • Most expensive trip insured: $19,000 to Denmark.

Wyoming

  • Insufficient data.

Increased interest in travel insurance

Online searches for travel insurance have increased by 72% since 2018 — peaking in 2020 and remaining significantly higher than pre-pandemic years since. New York, Hawaii and Florida have the highest rate of searches for travel insurance. 

Squaremouth reports that the cost of summer travel has gone up for the third year in a row, making 2023 trips the most expensive to date. It makes sense that as travel costs rise, so does interest in financial protection for prepaid and nonrefundable trip costs.

The average cost of travel insurance policies purchased for all destinations this summer was $347, insuring an average trip cost of $6,550 and trip length of 14 days. While there are several variables that factor into the price, travel insurance typically costs about 4% to 6% of a trip's value.

COVID still number one concern for travel insurance buyers

Finding travel insurance for COVID-19 remained the top concern for U.S. travelers who purchased travel insurance for summer trips this year. Ten percent of buyers searched specifically for travel insurance plans that include COVID coverage before buying a plan that covers COVID-related problems.

Travel insurance companies offer policies with different levels of benefits, so it’s important to compare plans and make sure you’re buying the coverage you need. 

A comprehensive travel insurance plan covers trip cancellation, trip delay, trip interruption, travel medical, emergency medical evacuation and baggage insurance. 

Decide for yourself: Is travel insurance worth it?

Methodology

Squaremouth Analytics compared travel insurance sales data of thousands of policies purchased on squaremouth.com from Jan. 1, 2023 to May 31, 2023, for travel dates between June 1, 2023 and Aug. 31, 2023. 

Blueprint is an independent publisher and comparison service, not an investment advisor. The information provided is for educational purposes only and we encourage you to seek personalized advice from qualified professionals regarding specific financial decisions. Past performance is not indicative of future results.

Blueprint has an advertiser disclosure policy. The opinions, analyses, reviews or recommendations expressed in this article are those of the Blueprint editorial staff alone. Blueprint adheres to strict editorial integrity standards. The information is accurate as of the publish date, but always check the provider’s website for the most current information.

Heidi Gollub

BLUEPRINT

Heidi Gollub is the USA TODAY Blueprint lead editor of insurance. Previously lead editor of insurance at Forbes Advisor and assistant managing editor of U.S. News 360 Reviews, she has been helping consumers make wise financial decisions for 13 years. Heidi has an MBA from Emporia State University.

Jennifer Lobb

BLUEPRINT

Jennifer Lobb is deputy editor at USA TODAY Blueprint and is an experienced insurance and personal finance writer. Jennifer served as an insurance staff writer and editor at U.S. News and World Report and deputy editor of insurance at Forbes Advisor. She also spent several years covering finance and insurance for various financial media sites, including LendingTree and Investopedia. For nearly a decade, she’s helped consumers make educated decisions about the products that protect their finances, families and homes.